Workers' Compensation

As a business owner, you strive to provide a safe workplace for your employees. Unfortunately, accidents are still possible — regardless of the extra precautions you have taken.

Workers’ compensation insurance is a state-mandated insurance that provides income, medical benefits and rehabilitative services for workers injured on the job or when performing work-related duties. This ensures that injured workers receive financial compensation for medical care along with a portion of the income they lose while they are unable to work. Workers’ compensation insurance also benefits employers by protecting them from lawsuits initiated by workers injured on the job.

What We Provide

Claims Administration

Our claim services functions as a buffer between the injured employee, your company, the workers' compensation carrier, and the medical care provider; which increases communication and understanding, this will further reduce the potential for litigation. Scout HRO's active role in the claim adjusting process accomplishes lower reserves, lower litigation rates and disability costs. Your business can then improve your loss history and experience modifier ultimately resulting in lower premium costs.

OSHA Compliance

Scout HRO provides OSHA compliance services that bring your company's facility and operations in compliance with federal and state laws. These include, but are not limited to, RTK, MSDS, HAZMAT, HAZCOM, fire safety, driver safety and record keeping requirements. We will work with your company to review and evaluate the current safety programs initiated and assist your company in making any necessary changes.

Scout HRO's Workers' Compensation Program

This program consists of Workers' Compensation insurance, claims administration, and loss control; including onsite inspections, safety program development, implementation and maintenance; as well as federal and state OSHA compliance.

Loss Control

Our safety and loss control services is established to lower your costs, reduce your exposure to Workers' Compensation losses, and enhance employee satisfaction. Scout HRO's Risk Management professionals are OSHA trained loss control specialists and licensed Workers' Compensation claims adjusters. We strive to control current costs, keep claims experience low, and manage future liability by using programs focused on compliance, awareness, education, and employee participation. You will receive the benefit of an entire department of trained experts.

Loss Control Services Include:

Accident investigation
Annual experience modifier analysis and audit
Claims management and adjusting oversight
Drug testing policies
Employee incentives
HAZMAT training
Job task analysis
Modified/light duty return-to-work program
OSHA regulation compliance assistance
Safety committees
Safety inspections
Safety program design and IIPP implementation
Quarterly review of loss runs

Many workplaces can be inherently dangerous, which can cause unsafe acts and conditions common. Therefore, many companies pay high premiums for Workers' Compensation insurance. This makes it important to invest in promoting safety, controlling costs, avoiding unfortunate injuries, and complying with OSHA.

Help make sure you are protected, finding and purchasing the right insurance that meets the specific needs of your business can be easy when you work with the experienced team at Scout HRO. We understand that your business is one of a kind and needs distinct protection. Your company can save valuable time and dollars when you partner with Scout HRO as your Workers' Compensation Insurance Provider.

Getting help is easy.

Certificate of Insurance

Need to request a Certificate of Insurance? Give us a call, or fill out the simple form.

Request Certificate

Address

1101 Johnson Ave. Suite 303
Myrtle Beach, 29577

Phone

843.945.1651
843.945.1849
866.844.3180 (fax)

Email

greg@scouthroworks.com